Two ways to start. Ready now? Use Loan Factory's secure online application — it's encrypted, attributed to me, and lets you upload documents safely. Want to talk first? Answer the quick pre-qualification questions below (about 2 minutes, no credit pull, no obligation) and I'll reach out personally.
Please do not send pay stubs, tax returns or bank statements through this website; the secure application is the place for documents.
No wrong answers here — just helps me point you in the right direction.
This helps me narrow down the best loan programs for you.
A rough estimate is totally fine — we can always adjust later.
Don't worry if you're not sure yet — there are programs for every budget.
No need to be exact — a general range is great. I have programs for every credit tier.
I'll personally review your answers and reach out, usually the same business day. No spam, ever.
I shop the wholesale market to compare rates — not just one bank's products.
I personally review every inquiry and typically respond the same business day — not days later.
Free pre-qualification with no impact to your credit score. No pressure, no strings attached.