Loan Officer Careers
Loan Factory, Inc. gives loan officers 100% commission, the all-in-one MOSO technology platform, free training, and live support — with no monthly desk or junk fees. Licensed in 48 states. Talk with Jason Neil Walters about making the move.
A platform built to help loan officers earn more, work smarter, and grow.
Keep 100% commission as a 1099 LO, minus a flat fee of $595 per closed loan — regardless of loan amount. W-2 option pays 90% of commission. Compensation up to 250 bps.
No monthly desk or junk fees. Loan officers save $1,000+ per month compared with platforms that nickel-and-dime you.
Get the all-in-one MOSO platform built in-house — LOS, POS, CRM, marketing, pricing engine, support, and marketplace in one seamless system, free for our loan officers.
Just $500 per closed loan for top-tier in-house processing — far below the typical $700–$1,100 charged by third parties. One dedicated processor per loan.
Hands-on training in lead management, loan processing, marketing, pricing, and lender selection — dozens of live events weekly plus on-demand learning.
Free access to marketing experts for images, video, and ads, plus a team of skilled underwriters to help with DTI, loan structure, and QM/Non-QM scenarios.
Receive company leads in 42 states (limited). Borrowers who apply through Loan Factory are assigned to LOs who earn 25 bps per closed loan with minimal effort.
Earn cash or RSUs when you refer a loan officer. Refer an LO who closed 60 loans in the past year for $5,000 / 5,000 RSUs — or 120 loans for $10,000 / 10,000 RSUs.
Newly licensed loan officers, or those with 2+ loans closed in the past year. New to the industry? Take a 20-hour class, pass the NMLS exam, and open new doors.
MOSO replaces the stack most LOs pay for every month — roughly $963/month in savings.
| Software you no longer need | Monthly cost |
|---|---|
| Loan Sifter | $79 |
| Arive / Lending Pad | $70 |
| Income Analysis (LoanCraft) | $50 |
| Homeowner Mortgage Report | $150 |
| Lead Hacker | $300 |
| Birds Eye for reviews | $299 |
| Canva Basic | $15 |
| Total savings | $963 |
A simple onboarding to step into the best chapter of your career.
Send your details using the form below. Jason will personally follow up to answer your questions.
Talk through your business, your goals, and how the platform fits — no pressure.
Transfer your license, get set up on MOSO, and meet your support specialist.
Get hands-on training and live support so you can hit the ground running.
Begin closing loans with lower rates, better tech, and a team behind you.
Tell Jason a little about yourself and he'll reach out about joining Loan Factory.