With access to hundreds of wholesale lenders, I can place most mortgage programs available today. Whether you're a first-time buyer, seasoned investor, or looking to refinance, there's a perfect fit for your situation.
Click any program below to learn about requirements, benefits, and how to get started.
As low as 3% down
Traditional financing backed by Fannie Mae and Freddie Mac. Ideal for borrowers with good credit seeking competitive rates and flexible terms.
Learn More →3.5% down, flexible credit
Government-backed loans with lower credit requirements and gift fund allowances. The go-to choice for first-time homebuyers across Florida.
Learn More →No down payment for eligible veterans
Zero down payment and no PMI for eligible veterans, active-duty service members, and surviving spouses. The benefit you've earned.
Learn More →No down payment in eligible areas
Zero down payment for homes in rural and suburban areas. Income limits apply but many Florida communities qualify for this excellent program.
Learn More →Above conforming limits
Financing for luxury homes and high-value properties exceeding conforming loan limits. Competitive rates with various down payment options.
Learn More →Qualify on rental income
Qualify based on property cash flow, not personal income. No tax returns or employment verification required. Built for real estate investors.
Learn More →Purchase + rehab financing
Finance both the purchase and renovation of investment properties. Quick closings, draw schedules, and flexible terms for experienced and new investors.
Learn More →Alternative documentation
Bank statement loans, asset depletion, foreign national, and ITIN programs. Solutions for self-employed borrowers and those who don't fit traditional molds.
Learn More →Tap equity, 62+ homeowners
Access your home equity without monthly mortgage payments. Stay in your home; proceeds are generally not taxed as income (consult a tax advisor). Available for homeowners age 62 and older.
Learn More →Rate & term, cash-out, streamline
Lower your rate, shorten your term, or access equity in your home. Multiple refinance options available including streamline programs for faster closings.
Learn More →With 25+ years of experience and hundreds of wholesale lenders, I'll help you narrow down the right loan program quickly. No obligation, no pressure — just expert guidance.