No tax returns. No income verification. Closings in as few as 21 days with some lenders. Whether you own 1 rental or 50, I'll compare investor loans across hundreds of wholesale lenders — so you can focus on building your portfolio.
Purpose-built financing for every investment strategy. No personal income docs required.
Qualify based on rental income, not personal income. No W-2s, no tax returns, no employment verification. Close in your LLC. Finance unlimited properties.
Short-term bridge financing for your next flip. Up to 90% of purchase + 100% of rehab. 12-24 month terms. Quick approval so you never miss a deal.
Finance multiple properties under a single loan. Streamlined closing, one payment, one relationship. Ideal for investors with 5+ properties ready to consolidate.
I've been financing investment properties for 25+ years. Here's why serious investors work with me.
Banks offer you their one product. I shop your scenario across hundreds of wholesale lenders in real time — including dozens that specialize exclusively in investor products. You see how the market prices your deal, not just one lender's offer.
DSCR loans qualify you on rental income alone. Self-employed and write off everything? Doesn't matter. Your personal income is never part of the equation.
When a deal hits your desk, you need to move fast. Streamlined investor underwriting means no employment checks, no income verification delays — just fast, clean closings.
Protect your personal assets. DSCR and investor loans can close in your LLC, S-Corp, C-Corp, or trust. No need to hold property in your personal name.
If it generates income, there's a loan for it.
Long-term rentals, the backbone of any portfolio.
Duplexes through 8-units. Multiple income streams.
Short-term rentals qualify with projected income.
Warrantable and non-warrantable eligible.
From application to closing in 4 simple steps.
Call, apply online, or email me the property details. I'll run your scenario across hundreds of wholesale lenders in minutes.
I present you with the best options — rate, terms, leverage. You choose the one that fits your strategy.
No tax returns. Typically just an appraisal, insurance, and entity docs. That's it.
Closings in as few as 21 days with some lenders. Start collecting rent. Repeat.
The most popular investor loan program — here's what you need to know.
| Requirement | Details |
|---|---|
| Income Docs | None — qualify on rental income only |
| Credit Score | 620 minimum; lender overlays vary |
| Down Payment | 15-25% depending on DSCR ratio |
| DSCR Ratio | 0.75+ (no-ratio options available) |
| Loan Amounts | $100K to $5M+ |
| Closing Timeline | As few as 21 days with some lenders |
| Vesting | Personal name, LLC, Corp, or Trust |
| Properties | Unlimited — no cap on financed properties |
"Two other brokers nearly cost me my commercial deal and I was running out of time and hope until a colleague recommended Jason Walters. He stepped in and immediately took control of the situation with confidence, experience, and precision. His expertise quite literally saved my business transaction."
"My commercial purchase would not have happened without this broker. His years of experience, incredible attention to detail, and deep understanding of the commercial lending market made all the difference."
Quotes are verbatim excerpts from public Google reviews of "Loan Factory: Jason Neil Walters" (5.0 average, 23 reviews as of October 2026). Read all Google reviews →
Send me the address and purchase price. I'll run your scenario across hundreds of wholesale lenders and get you a rate quote within hours — not days.
Let me shop hundreds of wholesale lenders to compare investor loan options in Florida. No tax returns, no hassle — just smart financing for smart investors.